Understand an investment before deciding
Explains how an investment works, its risks, costs, and the questions to ask — not buy/sell advice.
The prompt
Help me understand an investment. I'm not asking what to buy or sell.
Investment or product: [e.g. index funds, a specific ETF, bonds, a pension plan, crypto, real estate, stock options]
My situation (optional): [goal, time horizon, risk comfort, country]
Explain in plain language:
1. How it works and how it makes or loses money.
2. Risks — including worst realistic cases.
3. Costs and fees, and tax considerations to research in my country.
4. How it compares with common alternatives.
5. Red flags of scams or unsuitable products in this area.
6. Questions to ask a licensed advisor or the provider.
This is education, not financial advice. Don't predict prices or recommend specific trades.
Highlighted [brackets] are blanks to replace with your own details.
Fill in the blanks and use this promptMore Personal Life & Wellbeing prompts
What to fill in
- goal, time horizon, risk comfort, country
How this prompt is built
This prompt follows the RTF structure (Role, Task, Format). RTF tells the model who to be, what to do and what shape the answer should take. It is the quickest structure that still gives noticeably better results than a bare request.
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