Compare health insurance plans during open enrollment

Help me compare health insurance plans and choose the one that fits my situation. Who needs coverage: [me / me and partner / family - ages] Plans I'm choosing between: [for each: monthly premium, deductible, out-of-pocket maximum, copays and coinsurance, network type, any savings account it pairs with - paste from the plan summaries] Expected care next year: [regular doctor visits, specialists, ongoing prescriptions, planned surgery or pregnancy, therapy, children's checkups] Doctors, hospitals, and medications I want to keep: [LIST] Budget: [monthly amount I can handle, and how big a surprise bill I could cover] Give me: 1. A comparison table: Plan | Yearly premiums | Deductible | Out-of-pocket max | Network | Notes. 2. An estimated total yearly cost for each plan in three scenarios: a light year, my expected year, and a worst-case year (premiums plus out-of-pocket costs). Show the math and use only the numbers I provided; mark missing details [CHECK PLAN DOCUMENT]. 3. A checklist to confirm before choosing: my doctors are in-network, my medications are on the formulary and which tier, referral requirements. 4. Plain-language definitions of deductible, copay, coinsurance, and out-of-pocket maximum. 5. My best fit based on my inputs, and what would change the answer. This is general information; confirm details with the plan or a benefits advisor, and the enrollment deadline [CONFIRM DATE].