Plan how much to put in my health and dependent care FSAs

Help me decide how much to put in my flexible spending accounts and how to use them well this year. Accounts I have or can choose: [health care FSA / limited-purpose FSA / dependent care FSA / HSA] Plan year and enrollment deadline: [DATES] My plan's rules: [grace period or carryover amount, run-out period for claims, debit card or reimbursement - check my benefits guide] Expected health costs: [regular prescriptions, therapy, dental, glasses, planned procedures, deductibles and copays] Expected dependent care costs: [daycare, preschool, before/after-school care, summer day camp; number and ages of children] Household situation: [tax filing status; whether a spouse also has a dependent care FSA] Give me: 1. A cost estimate table: Expense | Monthly | Annual | Certain or likely or possible. 2. A recommended contribution for each account, sized to certain and likely costs, with the reasoning. Note the annual limits that apply to me as [CONFIRM CURRENT IRS LIMIT] rather than stating figures as fact. 3. How the accounts interact: household limits on dependent care, the choice between a dependent care FSA and the child and dependent care tax credit, and HSA compatibility. 4. A spend-down calendar: when to schedule care and purchases, and when to check my balance before year end. 5. A claims checklist: receipts and documentation each account requires, and deadlines. 6. Common mistakes that lead to forfeiting money or denied claims. This is general information, not tax advice; confirm details with my plan administrator or a tax professional.