Find and cut subscriptions and recurring charges I don't need
A sorted list of your recurring charges with keep, downgrade, or cancel calls and the yearly savings.
The prompt
Help me audit my subscriptions and recurring charges and decide what to cut.
My recurring charges: [PASTE LIST OR STATEMENT LINES - name, amount, how often]
What I actually use, and how often: [e.g. "music daily", "gym maybe twice a month", "no idea what this one is"]
Shared with others: [anything family or friends also use]
My goal: [e.g. "cut $50 a month", "just stop the waste"]
Do this:
1. Group the charges: entertainment, software and apps, memberships, delivery and shopping, insurance and services, unknown.
2. Convert every charge to a yearly cost so the total is clear.
3. For each, recommend Keep, Downgrade (cheaper tier, annual plan, family plan, ad-supported), Rotate (cancel and resubscribe only when I'll use it), or Cancel - with a one-line reason.
4. Flag overlaps (two services that do the same job) and any charge I can't identify, with how to trace it.
5. Point out free alternatives where they are genuinely good enough, such as a public library.
Return a table: Service | Monthly | Yearly | Use | Recommendation | Yearly saving. Then the total I'd save, and a short cancellation checklist (check renewal dates, cancel before the trial ends, remove saved cards, screenshot confirmations).
Don't guess prices for plans I didn't list; mark them [CHECK CURRENT PRICE].
Highlighted [brackets] are blanks to replace with your own details.
Fill in the blanks and use this promptMore Personal Life & Wellbeing prompts
What to fill in
- PASTE LIST OR STATEMENT LINES - name, amount, how often
- anything family or friends also use
- e.g. "cut $50 a month", "just stop the waste"
- CHECK CURRENT PRICE
How this prompt is built
This prompt follows the Few-Shot structure (Few-shot prompting). A few-shot prompt includes one or more worked examples of the input and the output you want, so the model can copy the pattern instead of guessing it.
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