Ask a friend or relative to pay back money they owe
Polite, clear messages to request repayment, set a plan, and protect the relationship if it drags on.
The prompt
Help me ask someone to pay back money they owe me.
Who: [RELATIONSHIP]
Amount and what it was for: [AMOUNT, e.g. "concert tickets", "a loan for rent"]
When it was lent and any agreed date: [DATES]
What's happened since: [e.g. "never mentioned it", "said 'next week' twice", "they just went on vacation"]
What I know about their situation: [e.g. "lost their job", "seems fine financially"]
What I'd accept: [full now / installments / partial / let it go if needed]
Channel: [text / call / in person]
Give me:
1. A friendly first reminder that assumes good faith and states the amount and a specific date or a request for a plan.
2. A follow-up for when there's no reply or the date passes.
3. A firmer, still respectful message that proposes a repayment schedule (show an example schedule).
4. Replies if they get defensive, offer excuses, or ask for more money.
5. A short way to say "let's just settle this" if I decide to forgive part of it.
6. Tips for future lending: putting terms in writing and only lending what I can afford to lose.
Tone: direct, calm, and never shaming. Treat this as general guidance; for large amounts or legal options like small claims court, suggest I check local rules or get qualified advice.
Highlighted [brackets] are blanks to replace with your own details.
Fill in the blanks and use this promptMore Personal Life & Wellbeing prompts
What to fill in
- RELATIONSHIP
- AMOUNT, e.g. "concert tickets", "a loan for rent"
- DATES
- e.g. "lost their job", "seems fine financially"
- full now / installments / partial / let it go if needed
- text / call / in person
How this prompt is built
This prompt follows the Few-Shot structure (Few-shot prompting). A few-shot prompt includes one or more worked examples of the input and the output you want, so the model can copy the pattern instead of guessing it.
Related prompts
- Fix a computer, phone, or app problemPatient, step-by-step tech support for everyday device and software problems.
- Fill out a confusing official form correctly the first timeWalks you through a confusing form section by section, explains each question, and flags the mistakes that cause delays or rejections.
- Take the right steps right after falling for a scamAn urgent, ordered action plan to stop the damage after a scam, protect your accounts, report it, and avoid follow-up scams.
- Make a scam-safety plan together with my older parentA respectful scam-protection plan for an older relative, with a fridge cheat sheet, a family code word, and agreed safety settings.