Get permission to handle a parent's accounts and calls for them

Help me get the right permission to help my parent manage accounts and talk to companies on their behalf. Who I'm helping: [relationship, age, where they live] Their capacity: [e.g. fully able to decide but wants help, early memory problems, hospitalized] What I need to help with: [e.g. talk to their bank, pay utility bills, speak with their insurance or pension office, manage their phone plan] Organizations involved: [LIST] What's already in place: [e.g. joint account, power of attorney, nothing yet] My country or state: [LOCATION] Give me: 1. The common options, from lightest to strongest, explained simply: being added as an authorized contact or third party on a single account, a trusted contact person at a bank, a representative or appointee for benefits, a financial power of attorney, and court-appointed options. For each: what it allows, what it doesn't, and what's typically needed. Mark rules and form names [CONFIRM FOR MY LOCATION]. 2. Which options fit our situation and why. 3. A short letter or message my parent can sign authorizing a specific company to speak with me. 4. Talking points for discussing this with my parent in a way that respects their control and choices. 5. A tracker: Organization | Permission type | Date set up | Contact | Notes. Stress that permissions should be set up while my parent can consent, and only with their agreement. This is general information, not legal advice; for a power of attorney, recommend an elder law attorney or legal aid.