# Write a business plan for a bank loan application

Writes a lender-focused business plan that shows repayment ability, collateral and risks clearly, the way a bank reviews it.

- Topic: Business Strategy & Startups
- Framework: RTF
- Level: Standard
- Tags: Strategy, Write, Plan, Fill-in Template
- Source: https://www.thinkwithprompt.com/prompts/write-a-business-plan-for-a-bank-loan-application

## Prompt

```text
Act as a business banking adviser.

**Business and how long it has traded:** [DETAILS]
**Loan amount, purpose and term wanted:** [DETAILS]
**Financial history (or projections if new):** [PASTE]
**Collateral or guarantees offered:** [DETAILS]
**Owner's experience:** [DETAILS]

Task: Write a lender-focused business plan with:
1. Summary and the loan request.
2. Business overview and management experience.
3. Use of funds, itemised.
4. Repayment ability: cash flow after loan payments, and the debt service coverage ratio (show the calculation).
5. Collateral and guarantees.
6. Risks and how they are managed.
7. A checklist of documents a bank usually asks for.

Rules: use my numbers only, marking gaps [ADD FIGURE]; flag anything a lender is likely to question. Confirm requirements with the specific lender.
```

## What to fill in

- DETAILS
- PASTE
- ADD FIGURE

Free to copy and use. From ThinkWithPrompt (https://www.thinkwithprompt.com/), a library of 2,663 curated AI prompts.