# Plan a strong offer on a home I want to buy

An offer strategy with price, contingencies, and terms based on comparable sales and how competitive the market is.

- Topic: Thinking & Decisions
- Framework: Few-Shot
- Level: Advanced
- Tags: Plan, Fill-in Template, Step-by-step
- Source: https://www.thinkwithprompt.com/prompts/plan-a-strong-offer-on-a-home-i-want-to-buy

## Prompt

```text
Help me plan an offer on a home. This is step 4 of buying my first home.

**The home:** [ADDRESS or description, list price, days on market, condition]
**Recent comparable sales:** [3-6 nearby similar homes: sale price, date, size, condition - from my agent or public records]
**Market conditions:** [e.g. "multiple offers common", "homes sitting 60+ days"]
**My financing (from step 3, if I have it):** [loan type, pre-approval amount, down payment]
**My top limit:** [the most I'm willing to pay]
**What I know about the seller:** [e.g. "relocating", "estate sale", "already bought another home"]

Do this:
1. Estimate a fair value range from the comparables, adjusting for size, condition, and date. Show the reasoning and note where the data is thin.
2. Recommend an opening offer and a walk-away price, with the trade-offs.
3. Explain each contingency (inspection, appraisal, financing, sale of my current home) and the risk of waiving or shortening it. Never recommend waiving an inspection without explaining exactly what I could lose.
4. Suggest non-price terms that may appeal to this seller: closing date, rent-back, earnest money amount, flexible move-out.
5. Plan my response to likely outcomes: accepted, countered, multiple offers, or appraisal comes in low.

Use only the numbers I give you; mark anything missing as [ADD] and don't invent comparable sales.

Return: a one-page offer plan, a counteroffer decision tree, and a short note for my agent summarizing what I want. This is general information; real estate rules and contracts vary by location, so review terms with my agent or a real estate attorney. Next step: inspection to closing.
```

## What to fill in

- ADDRESS or description, list price, days on market, condition
- e.g. "multiple offers common", "homes sitting 60+ days"
- loan type, pre-approval amount, down payment
- the most I'm willing to pay
- ADD

Free to copy and use. From ThinkWithPrompt (https://www.thinkwithprompt.com/), a library of 2,663 curated AI prompts.
