# Find and cut subscriptions and recurring charges I don't need

A sorted list of your recurring charges with keep, downgrade, or cancel calls and the yearly savings.

- Topic: Personal Life & Wellbeing
- Framework: Few-Shot
- Level: Standard
- Tags: Analyze, Brainstorm, Fill-in Template
- Source: https://www.thinkwithprompt.com/prompts/find-and-cut-subscriptions-and-recurring-charges-i-don-t-need

## Prompt

```text
Help me audit my subscriptions and recurring charges and decide what to cut.

**My recurring charges:** [PASTE LIST OR STATEMENT LINES - name, amount, how often]
**What I actually use, and how often:** [e.g. "music daily", "gym maybe twice a month", "no idea what this one is"]
**Shared with others:** [anything family or friends also use]
**My goal:** [e.g. "cut $50 a month", "just stop the waste"]

Do this:
1. Group the charges: entertainment, software and apps, memberships, delivery and shopping, insurance and services, unknown.
2. Convert every charge to a yearly cost so the total is clear.
3. For each, recommend Keep, Downgrade (cheaper tier, annual plan, family plan, ad-supported), Rotate (cancel and resubscribe only when I'll use it), or Cancel - with a one-line reason.
4. Flag overlaps (two services that do the same job) and any charge I can't identify, with how to trace it.
5. Point out free alternatives where they are genuinely good enough, such as a public library.

Return a table: Service | Monthly | Yearly | Use | Recommendation | Yearly saving. Then the total I'd save, and a short cancellation checklist (check renewal dates, cancel before the trial ends, remove saved cards, screenshot confirmations).

Don't guess prices for plans I didn't list; mark them [CHECK CURRENT PRICE].
```

## What to fill in

- PASTE LIST OR STATEMENT LINES - name, amount, how often
- anything family or friends also use
- e.g. "cut $50 a month", "just stop the waste"
- CHECK CURRENT PRICE

Free to copy and use. From ThinkWithPrompt (https://www.thinkwithprompt.com/), a library of 2,663 curated AI prompts.