# Explain a client's monthly financials in plain English

Turns a P&L and balance sheet into a short, jargon-free update a business owner will read and act on.

- Topic: Email & Workplace Communication
- Framework: Few-Shot
- Level: Standard
- Tags: Finance, Write, Explain & Teach, Fill-in Template
- Source: https://www.thinkwithprompt.com/prompts/explain-a-client-s-monthly-financials-in-plain-english

## Prompt

```text
Help me explain a client's monthly financial results to a business owner who isn't a finance person.

**Business:** [what it does, size]
**This month's P&L and balance sheet:** [PASTE, with prior month and same month last year if available]
**Cash balance and key upcoming payments:** [DETAILS]
**Things I already know about:** [e.g. "annual insurance paid this month", "lost biggest customer in June"]
**What the owner cares about most:** [e.g. "can I hire someone", "am I making money", "cash for payroll"]

Write an update with:
1. **The headline:** one or two sentences - did the business make money, and is cash healthy?
2. **What changed and why:** the 3 biggest movements, each explained in everyday language, with the number.
3. **Profit vs. cash:** if profit and cash moved differently, explain why in simple terms (e.g. customers haven't paid yet, loan payments, inventory purchases).
4. **Watch list:** up to 3 things that need attention, with a suggested action.
5. **Questions for the owner:** anything I need them to confirm.

Rules:
- Use only numbers I provided; no invented causes. Where I haven't given the reason for a change, write [ASK OWNER].
- No unexplained jargon. If a term is needed (e.g. "gross margin"), define it in one line.
- Keep it under 300 words. Offer a 3-bullet text-message version too.
```

## What to fill in

- what it does, size
- PASTE, with prior month and same month last year if available
- DETAILS
- ASK OWNER

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