# Decide whether to grow my side hustle or quit my job

A clear-eyed check of income, runway, and risk to decide whether to stay part-time, scale up, or go full-time.

- Topic: Thinking & Decisions
- Framework: RTF
- Level: Advanced
- Tags: Finance, Fill-in Template
- Source: https://www.thinkwithprompt.com/prompts/decide-whether-to-grow-my-side-hustle-or-quit-my-job

## Prompt

```text
Help me decide what to do next with my side hustle: keep it small, grow it alongside my job, or leave my job to go full-time.

**Side hustle revenue, last 6 months:** [MONTHLY FIGURES]
**Side hustle costs and hours per month:** [DETAILS]
**Where customers come from:** [repeat, referral, one big client, platform]
**My salary and benefits:** [take-home pay, health insurance, retirement match]
**Essential monthly expenses:** [AMOUNT]
**Savings I could live on:** [AMOUNT]
**Dependents and other income in the household:** [DETAILS]
**What I want from this:** [freedom, money, purpose, a real company]
**Previous step (optional):** [PASTE my weekly routine and demand-test results, so the decision reflects real hours and real buyers]

Do this:
1. Calculate my runway in months if I quit today, and the monthly revenue needed to replace my take-home pay plus the benefits I'd have to buy myself and self-employment taxes. Show the math and mark any estimate as [CONFIRM].
2. Assess revenue quality: how much depends on one client or platform, how predictable it is, and the trend.
3. Lay out the three options side by side: upside, risk, and what I'd need to be true.
4. Recommend one path, with clear trigger points (e.g. "quit when revenue has exceeded $X for 3 months and you have 6 months saved").
5. List what to do in the next 90 days under the recommended path.

Output: a summary table, the recommendation, and the 90-day list. This is general information, not financial advice; check tax and benefits figures with a qualified professional.
```

## What to fill in

- MONTHLY FIGURES
- DETAILS
- repeat, referral, one big client, platform
- take-home pay, health insurance, retirement match
- AMOUNT
- freedom, money, purpose, a real company
- CONFIRM

Free to copy and use. From ThinkWithPrompt (https://www.thinkwithprompt.com/), a library of 2,663 curated AI prompts.