# Compare the offers on my home and decide how to respond

A side-by-side view of offers by net proceeds and risk, with counteroffer options and a response plan for multiple offers.

- Topic: Thinking & Decisions
- Framework: RTF
- Level: Standard
- Tags: Finance, Analyze, Fill-in Template, Step-by-step
- Source: https://www.thinkwithprompt.com/prompts/compare-the-offers-on-my-home-and-decide-how-to-respond

## Prompt

```text
Help me compare offers on my home and decide how to respond. This is step 4 of selling my home.

**List price and my bottom line (from step 3, if I have it):** [DETAILS]
**Each offer:** [price, financing type, down payment, earnest money, contingencies and their deadlines, closing date, seller credits requested, appraisal gap coverage, sale-of-home contingency, any letters or requests]
**What matters to me beyond price:** [e.g. "I need 60 days to move", "certainty over top dollar"]

Do this:
1. Build a table: Offer | Price | Seller costs and credits | Estimated net | Financing strength | Contingencies | Closing date | Risk level.
2. Explain the risk behind each offer in plain words: how likely it is to close, what an appraisal or inspection could change, and what happens to the earnest money if the buyer backs out.
3. Rank the offers by likely net proceeds and by certainty of closing, and say where those rankings disagree.
4. Suggest response options: accept, counter one buyer, or ask all buyers for their highest and best. Give the trade-offs of each.
5. Draft counteroffer terms for my top choice (price, credits, timeline, shortened contingency periods) and a short note for my agent.

Use only the terms I provide; mark anything unclear as [CONFIRM]. Fair housing laws apply: decide on financial terms and timing only, never on who the buyers are. This is general information; contracts vary by location, so review with my agent or a real estate attorney.
```

## What to fill in

- DETAILS
- e.g. "I need 60 days to move", "certainty over top dollar"
- CONFIRM

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