# Compare insurance quotes side by side before renewal

Extracts the key terms from several insurance quotes into one comparison table, highlights coverage gaps, and lists questions for the broker.

- Topic: Finance & Accounting
- Framework: Few-Shot
- Level: Advanced
- Tags: Finance, Analyze, Plan, Fill-in Template
- Source: https://www.thinkwithprompt.com/prompts/compare-insurance-quotes-side-by-side-before-renewal

## Prompt

```text
Help me compare insurance quotes side by side.

**Type of insurance:** [e.g. group health benefits, commercial property, general liability, fleet, cyber]
**Who it covers:** [e.g. "85 employees and dependents", "two warehouses"]
**Current policy and what we want to keep or fix:** [DETAILS]
**Quotes:** [paste the text of each quote or schedule of benefits, labeled by insurer]
**What matters most to us:** [e.g. lowest premium, broad coverage, specific benefit, insurer service]

Do this:
1. **Extract** each quote's key terms into a table, one row per benefit or term and one column per insurer: premium, deductible or excess, limits and sub-limits, co-pay or co-insurance, waiting periods, exclusions, territory, policy period, and any benefit specific to this insurance type. Copy figures exactly as written and note the page or section. If a quote doesn't state a term, write "Not stated" - never fill in a typical value.
2. **Differences that matter:** flag where quotes differ meaningfully, especially lower limits, new exclusions, and conditions that could deny a claim.
3. **Like-for-like check:** note where quotes aren't comparable (different limits, periods, or assumptions) and what would make them comparable.
4. **Cost view:** total annual premium plus a rough worst-case out-of-pocket per quote, showing the math.
5. **Questions for the broker or insurers** to close each gap.
6. **Summary:** which quote looks strongest for my priorities and why, with the trade-offs.

Format the extraction table so I can paste it straight into Excel or Google Sheets. This is general information; confirm terms with my broker before deciding.
```

## What to fill in

- e.g. "85 employees and dependents", "two warehouses"
- DETAILS

Free to copy and use. From ThinkWithPrompt (https://www.thinkwithprompt.com/), a library of 2,663 curated AI prompts.